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Personal Checking Accounts

Cornerstone Checking – Partners with BaZing

  • Only $50 to open
  • Unlimited check writing
  • Unlimited Debit Card and ATM Transactions
  • 4 FREE Foreign ATM Transactions
  • FREE 24-hour Online Banking
  • FREE Bill Pay
  • FREE eStatements
  • Cell Phone Protection
  • $10,000 Travel Accidental Death Insurance
  • Roadside Assistance
  • Identity Theft Aid
  • Shopping, Dining, Travel and Health Discounts
  • Statement Cycle fee – $8 ($2 credit for electing eStatement)
  • $.25 per POS transaction will be credited yo your account ($6 Maximum)

Personal Interest Bearing Checking

  • Only $1,000 to open
  • Collected daily balance $1,000 to obtain disclosed APY
  • Unlimited check writing
  • Unlimited Debit Card and ATM transactions
  • Statement Cycle fee – $12 ($2 credit for electing eStatement)
  • $10 waived if balance doesn’t fall below $1,000 during the statement cycle
  • FREE 24-hour Online Banking
  • FREE Bill Pay

Personal Checking

  • Only $50 to open
  • Unlimited check writing
  • Unlimited Debit Card and ATM transactions
  • $10 waived if balance doesn’t fall below $100 during the statement cycle
  • Statement Cycle fee: $12 ($2 credit for electing eStatement)
  • FREE 24-hour Online Banking
  • FREE Bill Pay

Senior Plus Checking

  • Only $50 to open
  • For customers of age 55 years or over
  • Statement Cycle fee:  $2 ($2 credit for electing eStatement)

Personal Money Market

  • $2,500 to open
  • Interest-bearing account
  • Collected daily balance of $2,500 to obtain disclosed APY
  • 6 FREE debits per statement cycle
  • Unlimited transactions made in person
  • Statement Cycle fee – $12 ($2 credit for electing eStatement)
  • $10 waived if balance doesn’t fall below $2,500 during the statement cycle
  • $5 per debit over 6 per statement cycle
  • FREE 24-hour Online Banking

Fresh Start Checking

  • $50 minimum to open
  • Full service checking account, non-interest bearing
  • No Overdraft limit
  • Return (NSF) check fees apply
  • FREE Online Banking, Telephone Banking, Direct Deposit
  • Statement Cycle fee – $14.95 ($2 credit if electing eStatement)
  • FREE 24-hour Online Banking

Commercial Checking Accounts

Small Business Checking

  • $100 to open
  • Statement Cycle fee: $2* ($2 credit for electing eStatements)
  • 100 items at No Charge/$0.25 each item over 100*
    • 100 items include: Debits (electronic and paper), Credits (electronic and paper), and Deposit items.

Non Personal Checking

  • Only $100 to open
  • Unlimited check writing
  • Unlimited Debit Card transactions
  • FREE 24-hour Online Banking
  • Statement Cycle fee: $12 ($2 credit for electing eStatement)
  • $10 waived if balance doesn’t fall below $800 during the statement cycle
  • $2 credited for electing eStatement

Community Checking

  • Only $50 to open
  • $.25 for each debit transaction over 10 (this includes any and all debit transactions)
  • Statement Cycle fee: $2 ($2 credit for electing eStatement)
  • FREE 24-hour Online Banking access
  • No monthly maintenance fee

Non-Personal Interest Bearing Checking

  • Only $1000 to open
  • Unlimited check writing
  • Unlimited Debit Card and ATM transactions
  • $10 waived if balance doesn’t fall below $1000 during the statement cycle
  • Collected daily balance $1000 to obtain disclosed APY
  • Statement Cycle fee – $12 ($2 credit for electing eStatement)
  • FREE 24-hour Online Banking
  • FREE Bill Pay

Non-Personal Money Market

  • $2,500 to open
  • Interest-bearing account
  • Collected daily balance of $2,500 to obtain disclosed APY
  • 6 FREE debits per statement cycle
  • Unlimited transactions made in person
  • Unlimited check writing
  • Unlimited Debit Card and ATM transactions
  • Free 24-hour Online Banking
  • Statement Cycle fee – $12 ($2 credit for electing eStatement)
  • $10 waived if balance doesn’t fall below $2,500 during the statement cycle
  • $5 per debit over 6 per statement cycle
  • No minimum balance
  • One FREE Box of basic checks per year
  • FREE Bill Pay
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